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Protect your boat in and out of the water, as well as yourself and your crew.

Flexible coverage for almost anything

Let us protect your powerboat, fishing boat, sailboat, pontoon, kayak, canoe, or personal watercraft. Making sure you, your passengers, and your boat are covered – on the water, in transit, and in storage – lets you enjoy the experience with greater ease and confidence.

Before you hit the open waters


Water sports, relaxing in the sun and splashing in the water are great ways to make memories with family and friends. If you are hitting the open waters this season, don’t forget to talk to your Personal Risk Manager about boat and watercraft insurance.

Why do I need boat insurance?

Boat and personal watercraft insurance offers protection from theft, damage, and liability in case of an accident or injury. It can also protect you against damage or injury caused by another boater who may be uninsured or underinsured.

  • Protect your boat, motor, and trailer

  • Coverage for fishing, water sports gear and personal effects

  • Protect your boat while in storage

  • Emergency service and on-water towing coverage

  • Boating safety and multi-policy discounts

  • Most companies offer an experienced boater discount

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